Dec 30, 2025
Most people think financial freedom means having more money, but that belief is exactly what keeps them stuck and unhappy.
In this episode of Happiness in Progress, I sit down with financial expert Phil Weiss to redefine what financial freedom actually is, how to prepare for retirement without fear, how to use tools like an HSA correctly, and the mindset shifts that separate stressed earners from people who feel truly secure.
In this episode, we cover:
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What financial freedom really means
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How to save for retirement without overwhelm
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How to use an HSA as a long-term wealth tool and other tangible tools
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The mindset shifts that create lasting financial freedom
Phil Weiss is the founder of Apprise Wealth Management. Phil has accumulated more than 25 years of experience in personal finance and investment management. He holds esteemed credentials as a CFA, CPA, and RLP®. Phil has established himself as a recognized authority in his field, frequently serving as a media spokesperson, market commentator, and podcast guest.
Podcast resources:
The Art of Spending Money - https://amzn.to/3L2Y0aX
The Psychology of Money - https://amzn.to/3YcmOQL
If you liked this, check this episode out:
The Money Mindset You Need ft. Latasha Kinnard
Getting Out of Debt Together ft. Jason and Ashleigh Mayfield